Gary D. Halbert

Introduction The Baby Boom generation (those born from 1945 to 1964), is facing a savings/retirement dilemma. I would say “crisis” but arguably that overstates the problem. Crisis or not, most Baby Boomers have not saved nearly enough for their retirement...

Introduction In my November 23, 2004 E-Letter , I discussed some of the very basics of sound financial planning. I had a number of readers respond to that article thanking me for the advice, and many said they were going to send it on to friends and family...

Introduction The Intelligence Reform Bill, as it is being called, sailed through Congress. It will soon be signed into law by President Bush. We are told that it incorporates suggestions made by the 9/11 Commission regarding reforming the national security...

Introduction On Monday, November 29th, December gold futures broke the $450 per ounce mark for the first time since 1988. Gold’s recent strength, coupled with the dollar’s continued weakness, is driving many investors to evaluate gold as a potential investment...

Introduction I last wrote about the “Oil-for-Food” program in Iraq in May shortly after the United Nations (UN) engaged former Federal Reserve chairman Paul Volcker to conduct an internal investigation of the scandal. Only limited attention was focused...

Introduction The recent economic reports suggest that the economy remains in a “soft spot” as it’s being called. Growth is still solid, and should remain so, but it is still somewhat below the level needed to create large numbers of new jobs. The government...

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