http://investorsinsight.com/blogs/musing_on_the_markets/default.aspxVinny Catalano, CFA drills into the key themes and trends impacting the economy, the markets and ever fluid investment strategies with an eye toward domestic and global forces. enCommunityServer 2008.5 SP1 (Build: 31106.3070)http://investorsinsight.com/blogs/musing_on_the_markets/archive/2008/10/01/looking-beyond-the-panic.aspx#2216Sun, 05 Oct 2008 04:52:09 GMT94e1e1ff-3922-415d-9584-19119299714b:2216Dave Edwards<p>The one thing everyone seems to be overlooking is the poor homeowner. &nbsp;Everyone talks about the people losing their home because they couldn&#39;t afford it, but this is not the case for most people now. &nbsp;A friend of mine bought his house at 350K with 10% down. &nbsp;After two years he was told that his loan negative, and that made it a credit risk, and they were required by law to raise his rates to 9%. &nbsp;At the end of three years, because his house had dropped in value further, it was now worth about 225, they raised his rate to 11.75%. &nbsp;At this point he told the bank they owned the house. &nbsp;What I want to know is why can&#39;t a law be passed, that the higher rates for risky loans only be applied at origination, and not be applied after the loan is granted. &nbsp;After all, how many people can afford to make house payments, when the interest rate has doubled? &nbsp;This rule only serves to guarantee that the loan will end up in default.</p> <div style="clear:both;"></div><img src="http://investorsinsight.com/aggbug.aspx?PostID=2216" width="1" height="1">http://investorsinsight.com/blogs/musing_on_the_markets/archive/2008/05/02/quotable-quotes-satanic-statistics.aspx#1652Sat, 03 May 2008 16:21:59 GMT94e1e1ff-3922-415d-9584-19119299714b:1652kpadgett<p>What happens to the other 6,000,000,000 people on Monday?</p> <div style="clear:both;"></div><img src="http://investorsinsight.com/aggbug.aspx?PostID=1652" width="1" height="1">http://investorsinsight.com/blogs/musing_on_the_markets/archive/2008/04/02/beyond-the-sound-bite-an-interview-with-joseph-battipaglia.aspx#1555Fri, 11 Apr 2008 13:48:36 GMT94e1e1ff-3922-415d-9584-19119299714b:1555MoneyTalks<p>This is a great interview. &nbsp;Joe Battipaglia is one of the smartest men on Wall Street. </p> <div style="clear:both;"></div><img src="http://investorsinsight.com/aggbug.aspx?PostID=1555" width="1" height="1">